Blog

If you live in Arlington and you’re thinking more seriously about retirement, you’re not alone. We hear this question all the time at Kleiber and Associates CPAs:“Should I be using an IRA or a 401(k)?”It sounds simple. It usually isn’t...

Every tax season brings the same question. Do you sit down with software and do it yourself?Or do you hire a CPA and hand it off?For many people, especially families with grown kids, grandkids, or changing finances, this choice gets...

Planning your estate is one of the most important steps you can take to protect your loved ones and ensure your wishes are honored after you’re gone. Whether you're thinking about wills, trusts, taxes, or guardianship for kids or...

If you run a business in Arlington, taxes can feel overwhelming. Tired of sorting through piles of receipts or guessing what’s deductible? Let’s make it simple. Knowing the business tax deductions in Arlington TX that apply to you can...

If you own a business in Arlington and you’re getting closer to retirement, taxes probably sit in the back of your mind. Not every day. But often enough.Especially capital gains tax and how it shows up when you sell investments,...

If you own a business in Arlington, TX, taxes may feel more noticeable each year.Running a business takes time and attention. Managing income, expenses, and family obligations often leaves little room to think about tax details until...

If you have been investing for a while, you already know this truth.What you earn matters. What you pay in taxes matters just as much.For many Arlington families, especially those thinking about retirement, kids, and grandkids, taxes...

If you run a business in Arlington, quarterly taxes can feel confusing. You are not alone.“I thought I’d just deal with taxes in April.” We hear this all the time. Then penalties show up. Or a much bigger bill than expected.Quarterly...

If you own a small business in Arlington, bookkeeping probably isn’t your favorite task.Most people don’t start a business because they love spreadsheets. We hear this all the time.“I’m busy running the business. I’ll clean up the...

Finding a local CPA in Arlington TX who is accessible and familiar with the area can make financial management more straightforward. For small business owners or individuals managing multiple responsibilities, a local CPA provides...

Working with a CPA for the first time can feel overwhelming, especially if you manage a household, own a business, or are planning for retirement. Many people delay hiring professional help simply because they are unsure what to expect...

Why this matters more than you thinkIf you are over 50, finances can feel more complicated than they used to.Retirement is approaching. Kids are grown.Grandkids might be part of the picture.Taxes often feel heavier every year.Here’s a...

Taxes can feel like a maze. You might hear people use tax planning and tax preparation like they mean the same thing. They don’t. One looks at the past, and one helps guide your future.Whether you’re planning for retirement, saving for...

Getting a head start on tax season with your CPA in Arlington, TX can make a significant difference for busy families, retirees, and anyone managing work, kids, and financial goals. Whether you are handling tax preparation Arlington...

Running a small business in Arlington, TX is exciting, but let’s be honest, money stuff can get messy. Small business financial mistakes are more common than you think.Ever had cash disappear faster than you expected? Or struggled to...

Navigating Tax Implications of Selling Your Arlington Business Selling your business in Arlington can feel like a big milestone. You’ve poured years, maybe decades, into building it. And now, you want to get the most out of your hard...

If you’re investing here in Arlington, you’ve probably noticed something. The more your money grows, the more complicated the tax stuff gets. And when you’re 50 or older, the stakes feel higher. You might be thinking about retirement....

Running a small business in Arlington comes with its perks. You know your neighbors, you’ve probably shopped locally yourself, and life feels a little slower than in the city. But taxes? They can be confusing. Between Arlington tax...

Estate Planning Essentials for Arlington, Texas Residents: Estate Documents, Legal Requirements & Local Laws If you live in Arlington, Texas, own a home, and have kids, step‑kids, or grandkids, getting your estate plan in order is more...

Smart Retirement Planning Tips for Arlington Professionals If you live and work in Arlington and are thinking about retirement, it’s normal to feel a mix of excitement and stress. Maybe you are in your 50s, thinking about kids,...

Smart tax planning helps Arlington business owners save more and stress less. Knowing which deductions to claim is key to keeping more of what you earn. In this article, you will discover everything about tax deductions for small...

5 Signs It’s Time to Hire a CPA for Your Growing Business As your Arlington business grows, managing finances becomes more complex and more important. From tax compliance to strategic planning, accurate accounting plays a key role in...

Why Does Choosing the Right CPA in Arlington Matter? Here’s the thing. Picking the wrong CPA can cost you time, money, and peace of mind. A great CPA is not just a tax preparer; they are a trusted advisor. They become your partner in...

Why Does Long-Term Wealth Planning Matter? Here’s the thing. Wealth planning is not just about retirement. It is about your family’s entire financial future. Strategic planning gives you confidence when making decisions about taxes,...

Smart Moves to Consider Before Year-End

Steven Kleiber, CPA/PFS, CFP^®

Wednesday, September 17, 2025

The final months of the year can sneak up quickly, and with them come deadlines, decisions, and distractions. Before the holiday season takes over your calendar, fall can be a valuable window to revisit your financial strategy and...

Breaking Down the One Big Beautiful Bill Act: What You Need to Know

Steven Kleiber, CPA/PFS, CFP®

Monday, September 1, 2025

The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and higher gift and estate tax exemptions, among other provisions. The law stipulated that some of those tax breaks would...

Why More Families Are Choosing to Gift Wealth Earlier—and How to Do It

Steven Kleiber, CPA/PFS, CFP®

Tuesday, August 26, 2025

Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime....

A dual-certified advisor gives you one trusted voice who sees the whole picture. That means fewer mistakes, better strategies, and a clear path to growth.

Maximize savings with year-end tax planning strategies for Arlington business owners. Reduce liabilities and optimize finances before year-end.

Retirement planning doesn’t need to be overwhelming. With the right guidance, you can transition from uncertainty to clarity, knowing your future is secure.

Hiring a CPA who is also a CFP® is one of the smartest moves an Arlington small business owner can make. From ensuring tax compliance to creating a path to long-term wealth, the benefits go far beyond filing your annual return.

Selling your business is more than just a financial transaction—it’s the culmination of years of hard work, late nights, and calculated risk. For many Arlington business owners, it’s also the bridge to retirement and the lifestyle...

What You Need to Know About the 2025 Changes to Inherited IRA Rules

Steven Kleiber, CPA/PFS, CFP®

Monday, August 11, 2025

The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement...

When you’ve worked hard to build wealth, you need more than generic financial advice—you need a strategy that protects, grows, and minimizes taxes on what you’ve earned. That’s why choosing the right financial planner in Arlington, TX...

How to Choose the Right CFP in Arlington for Your Business

Steven Kleiber, CPA/PFS, CFP®

Tuesday, July 29, 2025

As a small business owner in Arlington, your financial future hinges on more than just balancing cash flow or filing taxes—it requires strategic planning. From managing business income and deductions to preparing for...

Beyond Salary: Understanding Your Total Compensation

Steven Kleiber, CPA/PFS, CFP®

Monday, July 21, 2025

Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total...

Why Your CPA in Arlington Should Also Be a CFP

Steven Kleiber, CPA/PFS, CFP^®

Wednesday, July 16, 2025

When you're a small business owner in Arlington, your financial future depends on more than just balancing the books or filing taxes on time. You need a comprehensive strategy—one that not only keeps you compliant with...

How Much Do You Really Know About Stock Market Indexes?

Steven Kleiber, CPA/PFS, CFP^®

Tuesday, July 8, 2025

While you may follow the various stock indexes on the nightly business news, how much do you know about their histories, how they work, and why they're important? We pulled together some information and interesting facts about some of...

What to Know Before Hiring a CFP in Arlington TX

Steven Kleiber, CPA/PFS, CFP^®

Wednesday, July 2, 2025

Why Small Business Owners Need a CFP in Arlington As a small business owner in Arlington, your financial landscape is uniquely complex. Balancing daily operations with long-term financial planning requires more than just...

As a small business owner in Arlington, TX, navigating the tax landscape is crucial for financial success. Understanding local tax regulations and leveraging available strategies can significantly reduce your tax burden. This...

How Do You Turn Retirement Savings into a Reliable Income Strategy?

Steven Kleiber, CPA/PFS, CFP^®

Tuesday, June 24, 2025

You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...

“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton

Steven Kleiber, CPA/PFS, CFP^®

Monday, June 9, 2025

Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in investing...

What’s the Job Market Look Like for 2025 Graduates?

Steven Kleiber, CPA/PFS, CFP®

Monday, May 26, 2025

It’s graduation season—a time of celebration and new beginnings. For families with college seniors, this time can bring both excitement and uncertainty. While some graduates have jobs lined up, many others still are navigating job...

Is It Smarter to Buy or Rent a Second Home?

Steven Kleiber, CPA/PFS, CFP®

Tuesday, May 13, 2025

As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches,...

From College Acceptances to Affordability: Considerations for Families in the Final Stretch

Steven Kleiber, CPA/PFS, CFP^®

Monday, April 14, 2025

April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line...

Spring Into Financial Wellness: Actionable Steps for Financial Literacy Month

Steven Kleiber, CPA/PFS, CFP^®

Sunday, March 30, 2025

April isn’t just about filing taxes—it’s also Financial Literacy Month, a perfect opportunity to reflect on your financial habits, expand your knowledge, and take meaningful steps toward improving your financial well-being. Whether...

10 Things You Can Do Now to Help Simplify Your Estate for Your Heirs

Steven Kleiber, CPA/PFS, CFP®

Monday, March 24, 2025

One of the greatest gifts you can give your loved ones is a thoughtful estate strategy that outlines your wishes after you are gone. Discussing estate details with your team of professionals is another way to help manage your legacy...

The Evolving Role of Women in Family Finances

Steven Kleiber, CPA/PFS, CFP®

Sunday, March 9, 2025

March is Women’s History Month, and according to a recent survey, 49% of women consider themselves to be the chief financial officer of their households, up from 41% in 2021.1 Those numbers are even more impressive when you consider...

Don’t Leave Money Behind: Finding Your Missing 401(k)s

Steven Kleiber, CPA/PFS, CFP®

Tuesday, February 25, 2025

You've worked hard throughout your life to build assets to support your retirement. As financial professionals, one of the most critical functions we provide is helping clients determine their retirement income needs and structuring a...

Tax Season Brings a New Wave of Identity Theft Risks

Steven Kleiber, CPA/PFS, CFP®

Monday, February 10, 2025

Tax season brings a new wave of identity theft risks, with criminals ready to exploit your personal data to file fraudulent tax returns in your name. Imagine the shock of discovering that a criminal beat you to filing your...

10 Facts You May Not Know About Social Security

Steven Kleiber, CPA/PFS, CFP^®

Saturday, January 11, 2025

Social Security is often misunderstood or underestimated in retirement strategy. However, as financial professionals, we've seen how it can play a crucial role in our clients' overall financial strategy, regardless of their income...

Innovative New Year's Resolutions: Financial and Personal Growth Strategies for 2025

Steven Kleiber, CPA/PFS, CFP^®

Monday, December 30, 2024

Looks like New Year's resolutions are still going strong in 2024! A recent Pew survey found that about a third of Americans kicked off the year with at least one resolution, and many people actually went for multiple goals. It's...